Please read this agreement entirely and carefully before accessing this website. By accessing the site, you agree to be bound by the terms and conditions below. If you do not wish to be bound by these terms and conditions, you may not access or use this site.
Accuracy. Every effort is made to provide information that is accurate. However, protocols, policies, prices and other matters contained in this website are subject to change at any time by appropriate action of Merwin & Paolazzi Insurance Agency, Inc.
Copyright in this website rests with Merwin & Paolazzi Insurance Agency, Inc. unless otherwise indicated.
No Warranties. This website is provided on an “as is,” “as available” basis without warranties of any kind, express or implied, including, but not limited to, those of TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE or NON-INFRINGEMENT or any warranty arising from a course of dealing, usage, or trade practice. No oral advice or written information provided shall create a warranty; nor shall members or visitors to the site rely on any such information or advice.
Disclaimer of Liability. The user assumes all responsibility and risk for the use of this website and the Internet generally. Under no circumstances, including negligence, shall anyone involved in creating or maintaining this website be liable for any DIRECT, INDIRECT, INCIDENTAL, SPECIAL or CONSEQUENTIAL DAMAGES, or LOST PROFITS that result from the use or inability to use the website and/or any other websites which are linked to this site. Nor shall they be liable for any such damages including, but not limited to, reliance by a member or visitor on any information obtained via the website; or that result from mistakes, omissions, interruptions, deletion of files, viruses, errors, defects, or any failure of performance, communications failure, theft, destruction or unauthorized access.
States or Countries which do not allow some or all of the above limitations of liability, liability shall be limited to the greatest extent allowed by law.
Online Conduct. Visitors agree to use the website only for lawful purposes and are prohibited from posting on the website any unlawful, harmful, threatening, abusive, harassing, defamatory or obscene material of any kind, including, but not limited to, any material which encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, national or international law. Although in the absence of a specific complaint the postings are not monitored for compliance with this provision, in an effort to discourage such conduct, please note that all postings in the guestbook area will be removed that do not comply.
Third Party Content. We are DISTRIBUTORS (NOT PUBLISHERS) of the content supplied by visitors and other third parties. Accordingly, we have no more editorial control over this content than does a public library. Any opinions, advice, statements, services, offers or other information or content made available by members, visitors and other third parties are those of the respective author(s) and we are not responsible for any material posted by third parties. We cannot and do not endorse it in any way, nor do they vouch for its accuracy or usefulness. Furthermore, we expressly disclaims any liability associated with material posted by third parties.
Disclaimer of Endorsement. Reference to any products, services, hypertext link to the third parties or other information by trade name, trademark, supplier or otherwise does not constitute or imply its endorsement, sponsorship or recommendation by us. Nor is an endorsement of us implied by such links.
Information Subject to Change. Any information on this website may include technical inaccuracies or typographical errors. Furthermore, the information may change from time to time without any notice.
THESE LEGAL NOTICES ARE SUBJECT TO CHANGE WITHOUT NOTICE